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Service provider's agent productivity and customer satisfaction levels increase substantially with Servion's RAP CTI
• The Challenge• The Solution• The Benefits
The service provider is a large bank in Jamaica that deals with personal and business banking, wealth management, and insurance. The organization concentrates on enhanced customer and employee satisfaction. Long hold time, non-availability of data on fingertips, and the fatigue factor were some persistent issues that the service provider had to grapple with day in and day out. Post implementation of solutions from Servion, interaction between the customer and agents has become more meaningful and enriched.

The Challenge
The service provider was keen to offer its customers enhanced service. The organization already had a phone banking system in place. It wanted to provide additional data about customers to its Call Center agents, which would help them serve customers better. The organization wanted a solution that was capable of handling inbound calls with screen-pop, pull data for the screen-pop from Finacle CRM, and provide automatic outbound dialing features for its Call Center agents for their collections campaign.

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The Solution
Servion implemented RAP CTI (an enterprise-level CTI engine that functions as the single point of contact between customer access channels (PBX, IVR, Dialer) and corporate business applications) and Medius (an automated, progressive dialer that enhances customer interaction) and integrated it with other tools. The service provider's phone banking capabilities were undertaken by Servion's RAP IVR module. This tool handles customers' requests and prompts them to receive corresponding information. The IVR was integrated with Oracle database for retrieving relevant data.

CTI and Screen-pop
Servion implemented RAP CTI for screen-pop and inbound call handling capabilities. RAP CTI is a Computer Telephony Interface tool that is used for populating telephony-related information on to the computer and vice-versa. Whenever the customer opts to speak to the Call Center agent, the call is transferred to the longest idle agent. Along with the call that lands on the agent's desk, customer-related information such as previous call details, customer's name, address, phone number, and IVR traversed information are also captured and passed into the screen-pop.

Finacle CRM Integration
The service provider already has Finacle CRM for managing customer-specific information. In order to fetch data from Finacle CRM and populate it in the Call Center agent's screen-pop, RAP CTI was integrated with Finacle CRM. Accordingly, relevant data was picked up from the Finacle CRM and populated in the agent screen-pop.

Single Login
Though agent login authentication needs to be done at two levels - (1. for Finacle CRM Client login and 2. for RAP CTI Client login), RAP CTI was tightly integrated with Finacle CRM to provide a single login. Whenever the Call Center agent logs into the Finacle CRM Client, he/ she is automatically logged into the RAP CTI Client as well.

Outbound Dialing for Collections
The service provider's outbound dialing challenge was met by using Servion's Medius, a progressive outbound dialer. Medius has robust automatic outbound dialing features such as Power dialing and Progressive IVR.

Monitoring and Reporting
Call Center supervisors are capable of monitoring the agents' performance and view reports specific to the performance of the agent and campaign. Medius supports monitoring tools, which helps the supervisor to monitor calls. Reports specific to the campaign and agent can be taken using the supervisor module. Common reports include - campaign-specific reports, agent productivity report, campaign summary report, call detail report, and failed call report.

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The Benefits
Customer satisfaction was low. Customers were put on hold for a long time whenever they reached the Call Center. The Call Center agents were finding it difficult to fetch data from multiple locations. The agent had to take data from Finacle CRM and other repositories like Excel. This was a time consuming process and the customer was made to wait for a long time. During collections campaigns, the agents found it difficult to manually dial numbers of customers and remind them about payments. Most of the calls received responses from answering machines or SIT Tones. As a result, the productivity of agents reduced and fatigue started setting in.

After implementing RAP IVR, CTI, and Medius and integrating it with various products, customer interaction was made simple and faster. Customers now have access to data on a 24/ 7 basis. Additionally, on request for agent assistance, agents receive a screen-pop with complete information of the customer from the Finacle CRM with call history details and IVR menu traversed. The productivity of agents is complimented with the installation of Medius. The agent does not have to spend time on manually dialing out a set of pre-determined numbers. Medius's automatic outbound dialing takes care of passing only matured calls to agents (based on business logics built into the system).

By implementing the solution, the service provider's customer satisfaction level has increased significantly. The agent's productivity during outbound dialing has also shown an increase.

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